Covid-19 or the novel coronavirus is a communicable disease that spreads from one person to another through respiratory droplets. If you encounter an infected person, the small droplets from his or her nose or mouth may infect you, you need to do the first thing is the Covid-19 test. This usually happens when an infected person talks, coughs, or sneezes. You may also get the infection if you touch your nose or mouth after touching a contaminated surface. The symptoms of the condition are usually milder in children when compared to adults.
However, everyone should take proper precautions to prevent the spread. If you or your loved one shows any symptoms of covid-19. Or you have been in contact with any coronavirus patient then you can call the Covid-19 helpline number. Or get in touch with your doctor for timely treatment.
As per IRDAI instructions, all the insurance companies are instructed and advised to settle all coronavirus-related cases. With immediate effect as per the original policy offer. This is to provide immediate relief and support to affected people. And to expedite the settlement of cases about this pandemic.
Therefore, make sure you have a HEALTH INSURANCE PLAN that covers you and your loved ones.
Process for a free Covid-19 test in India.
The Government of India is taking all necessary steps to ensure the safety of its citizens from the pandemic. Apart from stressing out we can take necessary precautions and go out only when required. The government has also made testing for the infection-free at government hospitals and laboratories Covid-19 test.
Therefore, if you have a fever, cough, breathing problem, or any other symptoms of the infection, get a Covid-19 test done for free by following these steps:
Call Covid-19 test helpline number:
Call the helpline number +91-11-23978046
or 1075 (toll-free) for the necessary support.
Report symptoms abut Covid-19 for test:
Report your symptoms to know if you need to get a Covid-19 test.
If you qualify for the test as per the protocol, you will be tested at a
Get the test done:
You can visit one of the government-approved labs in your region and get the test done for free. If you want to go to a private hospital for the tests and treatment. You will have to bear the costs.
However, if you have Health insurance, your insurer will reimburse the treatment costs.
Cost of novel Covid-19 test at private labs
The Indian Council of Medical Research (ICMR) on Saturday (March 21, 2020) said in a press release that the National Task Force recommends the maximum cost for the testing sample should not exceed Rs. 4,500.
This may include Rs. 1,500 as a screening test for suspect cases and an additional Rs. 3,000 for a confirmation test.
However, ICMR encourages free or subsidized testing in this hour of a national public health emergency.
As the novel coronavirus continues to wreak damage in different countries around the world, it is important to take necessary precautions to contain the spread. Therefore, wear a mask every time you step out, wash your hands often. Or use a sanitizer, follow social distancing and avoid touching your face.
In case you notice any symptoms, call the Covid-19 helpline number without any delay. If you want to get the test and treatment done in a private hospital, make sure you have a HEALTH INSURANCE PLAN.
Choose an insurance company that covers pre-hospitalization and post-hospitalization expenses for Covid-19 to save yourself from sky-high hospital bills. Timely Covid-19 tests and treatment may help prevent complications and also control the spread of the infection.