Health insurance has become the need of the hour. But not many people in India will agree to this and question-’Why?’, instead. There are not one or two, but many reasons why one should own health insurance plans in India. The major one being the skyrocketing cost of healthcare treatments.
Illnesses are not all class-conscious and can affect anybody. And if an individual is suffering from any illness and also don’t own a health insurance plan. Then his/her suffering doubles. Apart from taking care of his health. He will also have to manage finances. This may dig a deep hole in one’s pocket and lead to greater stress. For which, getting an adequate cover becomes extremely important in today’s times.
It’s the best time to roll up your sleeves, gather your documents, and pick a health insurance plan for 2020. Because 2020 has proved to all of us how important health insurance is.
The benefits of health insurance are as follows
Hospitalization Expenses – One of the worthiest of attention benefits of health insurance policies in India is that they cover hospitalization charges. Following are some of the characteristics for health insurance policies are that they cover hospitalization charges such as:
Accidental Hospitalization – Any expense incurred due to accidents/death is covered in accidental hospitalization. Accidents don’t tell and come so being insured is the best option for any situation, and we can give someone the best treatment. Additionally, with some insurances, you can get a sum of money for accidental hospitalization.
illness-related Hospitalization – Insurance policies cover costs incurred while seeking treatment in a hospital for any illness. Illness can’t be predicted so if we are insured we don’t need to bother about the finances. You must note that the number of illnesses covered can be wide and varied, including Food poisoning, Dengue, Typhoid, etc.
Expenses incurred while seeking treatment for critical illnesses, aiding you to minimize your financial liability under such circumstances.
ICU Room Rent – An intensive care unit (ICU), also known as an intensive therapy unit or intensive treatment unit (ITU). Or critical care unit (CCU), is a special department of a hospital or health care facility that provides. As its name suggests, ICU rooms are for those who need specialized care for their treatment.
As a result, the room rent for ICU is also significantly higher than that of standard rooms. A health insurance policy covers the charges for the ICU rooms alongside normal rooms.
Optimum Cover for Health-related Issues – Unnecessary to say, it has become very easy for any individual to fall ill. Be it a kid or an adult, all have become sensitive to illness and whether due to pollution or a hectic lifestyle. Buying a policy online will help you tackle health-related issues and avail the best possible medical treatment without worrying about expenses.
Pre & post hospitalization cost coverage – Health insurance policies provide coverage for pre & post hospitalization expenses for a specific number of days. Learn that the number of days covered depends on the type of plan purchased.
Cashless treatment – When you possess insurance, you become eligible for cashless treatments at one of the various hospital networks your insurer has collaborated with.
Organ donor expenses – A health insurance policy helps you secure from the worry of medical expenses that come with the procedure of undergoing organ transplant surgery. This element may be offered to you as an add- on -benefit in case it is not a regular part of your basic health.
So there you go! You can finally breathe easy knowing that your health insurance benefits will cover all the expenses that you incur during hospitalization and will allow you to make your time at the hospital more comfortable.
Compare your all-policy benefits with comparepolicy.com and choose the best-suited health insurance for yourself.