Indian women are normally marginalized at every front. They themselves give priority to their families too. Due to ignorance, chances of getting them sick are always high. But it must be taken into consideration that they could not be able to look after their families unless they are not in good health shape. Their better health must be ensured; because they are at high risk.
Till recent past, health care was not a big concern for the Indian. Now, with the socio-economic changes, Indian population is opting health insurance policy to get rid of any uncertainties. Women too, have started thinking of taking health insurance as a tool of financial stability.
Health insurance for women are tailored keeping in mind various illnesses that an Indian woman may get during her lifetime. Several health insurance companies have women specific plans that cover critical illnesses and even certain cancers too.
Plenty of plans for women have been floated by health insurance players in India which include, standalone plans or family plans. There are also plans that cater the insurance needs of Indian women during certain periods in their life such as – pregnancy.
Health insurance coverage can also be a part of other insurance plans such as – travel and personal accident.
Despite several health insurance plans for women are available, promising attractive benefits specifically aimed at women, you must evaluate them before taking a final call.
Popular Health Insurance Plans for Women
Here are some popular health insurance plans especially designed for women:
Tata AIG Wellsurance Woman Policy
TATA AIG Wellsurance Woman plan is a combo of hospitalization benefit and critical illness cover. It pays a lump sum in case the policyholder is diagnosed with any of 11 specified critical illnesses, including cancer, heart attack, stroke and kidney failure. It also pays out a daily cash benefit during the hospitalization stay.
Bajaj Allianz Critical Illness Cover Policy
Bajaj Allianz Critical Illness Cover Policy provides coverage against 8 women-specific critical illnesses – paralysis, cancers (breast, ovarian, cervical, uterine, vaginal and Fallopian tube). Considering the treatment costs attached to these dangerous illnesses, this health care plan is worth buying.